Our statutory mission is to provide liquidity, stability and affordability to the U.S.

Learn more about our business and our role in the nations housing market.

Our primary business business is to purchase loans from lenders to replenish their supply of funds so that they can make more mortgage loans to other borrowers.

Freddie Mac, one of the biggest buyers of home mortgages in the United States, is considered a secondary market conduit between mortgage lenders and investors.

Learn more about HomeSteps, the buying process, offers and incentives, investors and more.

N o action is required on your part and the sale does not affect any term, payment, or condition of your mortgage.

Get the answers to the most frequently asked questions regarding this letter.

Its a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments of less than 20.

Get the answers to the most frequently asked questions asked about PMI.

Learn more about your options and ways to prepare for your discussion.

Visit Making an Offer on a HomeSteps Home for more information about the buying process.

Buy calculator can help you assess the different financial impacts of renting and owning, using your own financial information.

Youll find that calculator and many more valuable resources on My Home by Freddie Mac.

For hours of operation and customer support, visit the Standard Hours of Operation web page, which also includes hours of availability for Loan Advisor Suite tools as well as holiday hours.

We consider stable monthly income as the borrowers verified gross monthly income from all acceptable and verifiable sources.

May I use this income if I can document a two-year history of receipt.

Therefore, for all income, you may consider the income for qualifying the borrower, provided you do not have knowledge, information or documentation that contradicts a reasonable expectation of continuance or probability of consistent receipt over at least the next three years.

Even with this rigor, team members have the flexibility and expertise to collaborate across the company and with our customers to craft solutions to achieve results.

The key features promote consistency, efficiency, transparency, and flexibility.

The 2017 cap was set at 36.5 billion; if market conditions warrant, FHFA will adjust the cap following a quarterly review.

However, to better support underserved markets, loans on the following types of properties are excluded from the cap.

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